Canadian Underwriter

Topic
Restoration


Construction engineers consult by phone with the chief architect about problems at the construction site
News ClaimsConstructionInsuranceProfessional DevelopmentRestoration

Humber building talent pipeline into the property restoration industry

August 14, 2023 by David Gambrill

Humber College in Toronto is building a talent pipeline into the Canadian property restoration industry. “We’re looking at building a program that will help get more talented, skilled professionals into the restoration property management space, and then have graduates work

Buildings are seen in floodwater following a major rain event in Halifax on Saturday, July 22, 2023. A long procession of intense thunderstorms have dumped record amounts of rain across a wide swath of Nova Scotia, causing flash flooding, road washouts and power outages
News AdjustersBrokersCatastrophesClaimsClimate ChangeCommercial LinesInsuranceRestoration

Claims pouring in for record Nova Scotia rainstorm

July 24, 2023 by Alyssa DiSabatino

Adjusters are beginning to see claims pour in after thunderstorms dumped record amounts of rain on Nova Scotia Friday.  Torrential downpours dropped over two months’ worth of rain (between 200 and 250 millimetres) in about 24 hours on Halifax, Nova

An Ottawa resident looking out a window of a tornado-damaged home
News ClaimsClaims CanadaInsuranceRestoration

Tornado hits suburban Ottawa neighbourhood, damaging 125 homes and scattering debris

July 14, 2023 Mia Rabson and Liam Fox - THE CANADIAN PRESS

OTTAWA – The remains of totalled fences, blown-out windows and ripped-off roofs were scattered across a south-end neighbourhood in Ottawa on Thursday after a tornado hit with little warning. After the skies had cleared, families sat out on their porches

Carpenter at work on a kitchen repair
News AdjustersBrokersClaimsConstructionInsuranceRestoration

High building materials and labour costs still slowing home repairs

July 12, 2023 Philip Porado

While inflation’s pace has eased in Canada, it’s still expensive to put homeowners back into their properties after a fire, flood, wind or other event. That’s because lingering supply chain and labour-shortage issues are extending restoration timelines. And that’s increasing

A washed-out section of highway in Riviere-Eternite, Que. following a major landslide
News ClaimsClaims CanadaInsuranceMarkets / CoveragesRestoration

Quebec landslides bring insurance coverage questions into focus

July 12, 2023 by Jason Contant

With heavy rains triggering flooding and landslides in parts of Quebec, some clients may understandably have questions about which perils are covered under their insurance policies. Certain types of water damage are typically covered, while coverage for overland flooding or

Insurance claims adjuster working in the field
News AdjustersClaimsEmploymentEngineeringProfessional DevelopmentRestorationRiskTechnology

How the pandemic changed adjusting for the long haul

July 10, 2023 Philip Porado

COVID-19 restrictions led adjusters to shift claims work to desktop teams. The change was driven by client reluctance to meet in-person and employees’ desire to reduce site work until the risks were better understood. But those changes can make some

Tornado-damaged home near Carstairs, Alta.
News AdjustersClaimsClaims CanadaClimate ChangeInsuranceMarkets / CoveragesRestoration

Will powerful Alberta tornado be declared a Cat? 

July 7, 2023 by Jason Contant

A powerful Canada Day tornado that swept through a section of rural Alberta likely won’t result in much insured damage despite strong winds that reached an estimated 275 km/h.  The EF4 tornado tore through an area south of Didsbury, Alta.

Fighting a bad fire
News ClaimsClaims CanadaCommercial LinesInsuranceRestoration

Fierce blaze damages several businesses, forces evacuation in B.C. city

July 4, 2023 The Canadian Press

VERNON, B.C. – A restaurant, boutique, salon and costume shop are among the businesses believed to have been destroyed in an early morning fire in downtown Vernon, B.C. Flames broke out in the commercial building at about 2:30 a.m., blanketing

Christchurch cathedral in New Zealand following the 2011 earthquake.
News CatastrophesClaimsInsuranceReinsuranceRestorationRisk

What Canadian insurers can learn from a New Zealand earthquake

June 30, 2023 Philip Porado

Private property and casualty (P&C) insurers can’t be the sole providers of coverage for peak peril because they cannot efficiently assume extreme tail risk. That’s a key takeaway for Canada’s P&C insurers from a catastrophic 2011 earthquake in Christchurch, New

News CatastrophesClaimsClaims CanadaClimate ChangeInsuranceMarkets / CoveragesRestorationRisk

B.C. must urgently change forest strategies or face more wildfire disasters: report

June 30, 2023 Dirk Meissner - THE CANADIAN PRESS

VICTORIA – British Columbia’s independent forests watchdog is calling for the provincial government to make critical changes to how it manages forests to reduce the risk of catastrophic wildfires. The report, released Thursday by the B.C. Forest Practices Board, says

Industrial building destroyed by a hurricane, NatCat
News BrokersCatastrophesClaimsClimate ChangeCommercial LinesInsuranceMarkets / CoveragesRestoration

How trade agreements could change claims adjusting in Canada

June 20, 2023 Alyssa Di Sabatino

When a NatCat occurs in Canada, it’s common for U.S. adjusters to be on the scene — sometimes before Canadian adjusters, who are bound by provincial licensing restrictions. And while processes for getting either country’s adjusters on the scene are

Wildfire smoke over Gatineau, Que.
News CatastrophesClaims CanadaInsuranceMarkets / CoveragesRestorationRisk

Feds looking to create national emergency response agency

June 9, 2023 Sarah Ritchie - THE CANADIAN PRESS

OTTAWA – The federal government is looking at creating some kind of national disaster response agency in the face of an unusually intense and destructive start to the wildfire season across the country. At the moment, federal departments including Emergency