Canadian Underwriter

Topic B.C.

News B.C.BrokersClaimsCommercialInsurersLegalLiabilityProperty

This decision on a $5,000 deductible could motivate condo corporations to change their bylaws

October 28, 2020 by David Gambrill

A recent decision by B.C.’s Civil Resolution Tribunal (CRT) may motivate strata (condo) corporations to adjust their bylaws so that they can charge insurance policy deductibles back to their strata unit owners. Based on the outcome of the CRT decision,

News B.C.BrokersInsurersLoss TrendsPersonal Auto

5th Top Story in 2020: Intact to exit this line of business

October 28, 2020 by Jason Contant

Canada’s largest insurer announced late Tuesday that its brands Intact Insurance and belairdirect will no longer offer optional auto coverage in British Columbia.  “This decision was taken after careful consideration, given the upcoming regulatory changes in the province that will

News B.C.BrokersClaimsClaims ProfessionalsCommercialInsurersPersonal HomePropertyTechnology

First the industry mandated fire detectors. Now should it require water detectors?

October 27, 2020 by Adam Malik

An abundance of technology is available to prevent water damage in condo buildings, but panellists of a recent Canadian Underwriter webinar questioned why it’s not being mandated or put to use as condo claims continue to increase. Existing technology such

News B.C.Business InterruptionClaimsClaims Canada ArchiveClaims ProfessionalsCommercialLegalLoss ControlLoss TrendsRisk Managers

What this Vancouver plaintiff’s lawyer says about pandemic business interruption coverage

October 27, 2020 by Greg Meckbach

A British Columbia lawyer suggests at least half the business interruption insurance policies he has reviewed should cover a client who lost business because of emergency measures imposed to contain the novel coronavirus. “People who have ‘all-risk’ policies should be

News B.C.LegalLiabilityOntarioQuebec

Purdue Pharma pleas could bolster efforts for Canadian opioid class action

October 23, 2020 by Anita Balakrishnan - THE CANADIAN PRESS

TORONTO – A Canadian class action against opioid makers will start the process of getting certified in a hearing next month, a key test on how courts here will handle a case that is making waves in the U.S. The

News B.C.ClaimsClaims ProfessionalsInsurers

Insurer loses scooter claim because of a ‘deprecated’ sales receipt

October 20, 2020 by David Gambrill

If a claim for a stolen scooter draws suspicion, an insurer will need to do more than just cite skepticism about the condition in which the power charger, keys and helmet are returned — especially if the electronic bike’s purchase

News AlbertaB.C.Property

Western Canadian air tanker fleet busy despite drop in wildfires

October 19, 2020 by Bill Graveland - THE CANADIAN PRESS

RED DEER, Alta. – A family-run company providing air-tanker support to control menacing wildfires in British Columbia, Alberta, Manitoba and Yukon is a little less busy these days, but it has nothing to do with the COVID-19 pandemic. “It has

News AlbertaB.C.EnvironmentalLiabilityLoss ControlSaskatchewan

The growing cost to clean up abandoned and orphaned wells

October 16, 2020 by The Canadian Press

This article was originally published on The Conversation, an independent and nonprofit source of news, analysis and commentary from academic experts. Disclosure information is available on the original site. Author: Kevin Kemball, Director – Centre for Boreal Research, Northern Alberta

News B.C.LegalLiabilityRisk Managers

Cancelled contracts in the COVID age: A tribunal weighs in on a wedding, interrupted

October 14, 2020 by David Gambrill

A public health emergency such as a pandemic may be an unforeseen “act of God,” but that doesn’t necessarily mean it will make it illegal or impossible for a business to fulfill the terms of a commercial contract with a

News B.C.InsurersLegalPersonal Auto

B.C. auto could look a bit like these two provinces under a Liberal regime: IBC

October 9, 2020 by Greg Meckbach

If the Liberals return to power this fall in British Columbia after a three-year hiatus, and if they keep their election promises, the province’s auto insurance system may look similar to the auto insurance systems in both Quebec and Saskatchewan,

News B.C.BrokersLicensingPersonal Auto

Why opening up B.C. auto to competition could help even if it doesn’t lower prices

October 8, 2020 by Greg Meckbach

British Columbia motorists would probably benefit from more choice in auto insurance if it means they can start doing more things by phone and online, suggests the co-founder of an online price comparison site. With the provincial election scheduled Oct.

News B.C.BrokersClaimsClaims ProfessionalsInsurersLegalPersonal Home

Appeal court spells out difference between an ‘omission’ and a ‘misrepresentation’ on an insurance form

October 8, 2020 by David Gambrill

B.C.’s Court of Appeal overturned a decision Wednesday against BCAA Insurance Corporation in a case that turned on the crucial difference between an “omission” and a “misrepresentation” in a home insurance application. Ultimately, the B.C. Court of Appeal ordered a