Canadian Underwriter

Topic Ontario

Chicken with an egg in its nest
News ClaimsInsurersLegalOntarioPersonal Auto

Which came first: Accident notification, or the accident benefits application forms?

January 17, 2023 by David Gambrill

In a true chicken-and-egg argument, an Ontario man claimed his “reasonable explanation” for taking two years to inform his auto insurer about his injuries from a 2019 accident is because he never received the Application for Accident Benefits (OCF-1) form

House fire destroys building
News ClaimsInsurersLoss TrendsOntarioPersonal HomeProperty

Where Ontario’s 2022 fire-related deaths ranked

January 13, 2023 by Philip Porado

Ontario’s 133 fire-related deaths during 2022 were the highest in more than 20 years, the province’s Fire Marshal Jon Pegg said in a Jan. 3 tweet. In comparison, 2021 saw 124 fire-related deaths. There were 115 fire-related deaths in 2020

An explosion and fire rocked an industrial park in St. Catharines.
News ClaimsCommercialEnvironmentalLiabilityOntario

Series of explosions rock Ontario industrial facility

January 12, 2023 by Jessica Smith - THE CANADIAN PRESS

St. Catharines Fire Services says crews continue to battle a fire triggered by a series of explosions at a hazardous waste facility in the city that has left one person with serious injuries. Chief Dave Upper says firefighters responded to

Financial results graph in blue
News B.C.BrokersCatastrophesClaimsCommercialEnvironmentalInsurersOntarioPersonal HomeQuebec

Intact reveals fourth quarter catastrophe loss estimate

January 12, 2023 by Alyssa DiSabatino

Intact’s Canadian segment experienced an estimated $77 million, pre-tax, in catastrophe losses during the last quarter of 2022, the company said in a report. That figure is below the previous year’s fourth quarter losses.  The Canadian cat losses were mostly

Steel mill by Hamilton harbour
News ClaimsEmerging RisksEnvironmentalLiabilityOntario

City uncovers another decades-old leak dumping sewage into Lake Ontario  

January 10, 2023 by The Canadian Press

HAMILTON – The City of Hamilton says it has uncovered another sewage leak that has been dumping waste into Lake Ontario for more than two decades.   The revelation comes after the city reported in November that a leak discovered to

A woman at the scene of a car accident consoled by a man while answering police questions
News ClaimsInsurersLegalOntarioPersonal Auto

Insureds traumatized by witnessing car accidents are not entitled to benefits: tribunal

January 10, 2023 by David Gambrill

Insured drivers who suffer psychological trauma from seeing the aftermath of other people’s serious car accidents are not entitled to collect accident benefits, Ontario’s Licence Appeal Tribunal (LAT) has ruled. That’s because named insureds who witness other people’s car accidents

The tail of an Air Canada aircraft behind a pile of snow at Vancouver airport
News AdjustersB.C.CatastrophesClaimsClaims Canada ArchiveClaims ProfessionalsEnvironmentalNew BrunswickNova ScotiaOntarioP.E.I.Personal Home

What claims adjusters are seeing from holiday winter storm

January 10, 2023 by Jason Contant

Wind and water claims make up the bulk of the ‘bomb cyclone’ weather event that swept through eastern Canada during the holidays last month, adjusters told Canadian Underwriter. Much of North America was bombarded by heavy snowfall, strong winds and

Houses along the shores of Lake Erie following December's 'bomb cyclone'
News CatastrophesClaimsEnvironmentalInsurersNew BrunswickNova ScotiaOntarioP.E.I.Personal HomeQuebec

How much did December’s ‘bomb cyclone’ cost Canadian insurers?

January 5, 2023 by Jason Contant

The ‘bomb cyclone’ that ripped through eastern Canada during the holiday season has been declared a catastrophe, Catastrophe Indices and Quantification Inc. (CatIQ) confirmed to Canadian Underwriter Thursday. The winter storm brought heavy snowfall, strong winds and blizzard conditions to

Living room
News ClaimsClaims Canada ArchiveInsurersLegalOntarioPersonal HomeProperty

Defining vacancy: Why the court upheld insurer’s denial of a $100K water damage claim

January 4, 2023 by David Gambrill

An insurance policy exclusion for vacancy applies, even when an insured has arranged for people to look after the vacant property on a daily basis, so long as there is no intention to inhabit the place again, the Ontario Superior

Toronto's hospital for sick children suffers ransomware attack.
News ClaimsCyberLiabilityOntarioTechnology

Ransomware group apologizes, says ‘partner’ was behind SickKids attack

January 3, 2023 by Jordan Omstead - THE CANADIAN PRESS

TORONTO – A global ransomware operator issued an apology and offered to unlock the data targeted in a ransomware attack on Toronto’s Hospital for Sick Children, a move cybersecurity experts say is rare, if not unprecedented, for the infamous group.

News HRInsurersOntario

Wawanesa names new VP of Ontario for P&C operations

December 14, 2022 by David Gambrill

Susan Williams-Bonet is Wawanesa Mutual Insurance Company’s new vice president of Ontario for the company’s P&C operations. She takes over for Josie Porto, who retires this year following a distinguished 36-year career with Wawanesa. “Together with our broker partners, we

Hacker attack and data breach concept
News ClaimsCommercialCyberOntarioTechnology

Information of 360,000 people affected in Ontario COVID-19 vaccine data breach

December 12, 2022 by The Canadian Press

TORONTO – The Ontario government began notifying about 360,000 people on Friday that their personal information had been part of a COVID-19 vaccine database breach that took place more than a year ago. The breach happened on Nov. 16, 2021