Canadian Underwriter

Keyword
liability


News AdjustersClaimsClaims CanadaInsuranceLegal

Why it took four years to add snow removal contractor as a defendant in this slip-and-fall claim

January 4, 2021 by Greg Meckbach

A landscaping firm with a contract to spread salt and sand during the winter has been added as a defendant in a personal injury lawsuit in Ontario more than four years after an alleged slip-and-fall accident. 1323765 Ontario Inc., which

News Claims CanadaInsurance

How family protection endorsement works when multiple tortfeasors liable

December 16, 2020 by Greg Meckbach

A Court of Appeal for Ontario ruling that reduced an Ontario auto insurer’s liability by more than $500,000 is now final. The Supreme Court of Canada announced Dec. 10 it will not hear an appeal from Gregory Tuffnail, who was

News BrokersClaimsClaims CanadaInsurance

What brokers need to do to place hospitality coverage

December 16, 2020 by Greg Meckbach

When it comes to the hospitality sector, insurers’ risk appetites are constantly changing and underwriters are especially concerned about clients who get most of their revenue from alcohol, a managing general agent reports. “A broker has to spend a lot

Feature ClaimsClaims CanadaLegal

Taming Social Inflation

December 16, 2020 Adam Malik, Managing Editor

Social inflation essentially describes insurers’ increasing legal costs. Why insurers are pinning this primarily on the rise of litigation funding

News Insurance

How AIG stick-handled this liability coverage dispute

December 11, 2020 by Greg Meckbach

A Court of Appeal for Ontario ruling in favour of AIG Insurance Company of Canada, over a coverage dispute arising from an injury to a spectator at a hockey arena, is now final. The Supreme Court of Canada recently announced

News BrokersInsuranceLegalLegislation / RegulationMarkets / CoveragesRisk

Defying The Grinch may cost your clients home insurance coverage

December 11, 2020 by David Gambrill

Are your clients tempted to defy The Grinch who stole Christmas and have large holiday gatherings during the pandemic regardless of what public health orders might say? You might want to tell them about pandemic exclusions in their home insurance

News Insurance

Ontario to provide COVID-19 liability protection to workers and some organizations

October 21, 2020 Shawn Jeffords and Liam Casey -THE CANADIAN PRESS

TORONTO – Health-care workers, businesses and non-profits could receive liability protection against COVID-19-related lawsuits under legislation proposed by the Ontario government Tuesday, but critics said the bill would result in extra protection for long-term care providers who failed residents during

News Insurance

Some long-term care homes can’t get insurance, could be forced to close: association

October 20, 2020 Liam Casey - THE CANADIAN PRESS

Ontario’s long-term care homes are having trouble securing liability insurance for COVID-19, a situation that could force some of them to close, a group representing more than 70 per cent of the province’s homes says. The Ontario Long-Term Care Association

News ClaimsCommercial LinesEmploymentInsuranceLegal

P&C industry braces for a ‘second wave’ of COVID liability

September 15, 2020 by David Gambrill

There is an old saying: ‘Fool me once, shame on you. Fool me twice, shame on me.’ As schools across the nation re-open, and as COVID-19 virus infection rates across Canada once again begin to climb, Canadian P&C industry observers

News Insurance

How Gallagher prepares clients for D&O rate increases

September 4, 2020 by Greg Meckbach

If your clients are going to be hit with rate increases and major changes in terms and conditions to their directors’ and officers’ (D&O) liability policies, you might want to give them some advance warning. “We tend to prepare early

News InsuranceLegal

Experts say COVID waivers unlikely to shield private schools from legal action

August 18, 2020 Cassandra Szklarski - THE CANADIAN PRESS

TORONTO – Some private schools afraid they’d be blamed if a student gets COVID-19 are considering waivers to absolve them, but experts say that wouldn’t stop a parent from suing or a school from racking up legal bills. Toronto lawyer

News InsuranceRisk

Toronto strip club employee may have exposed up to 550 to COVID-19: officials

August 14, 2020 Jake Kivanc - THE CANADIAN PRESS

TORONTO – A Toronto strip club where as many as 550 people may have been exposed to COVID-19 last week was not following public health guidelines, officials said Friday. Toronto Public Health said the Brass Rail strip club in the