Segment
Claims
Where the burden of proof lies in accident claim adjudications
August 28, 2023 Philip PoradoAn applicant who was able to prove on a balance of probabilities that she should be removed from the minor injury guideline (MIG) because of a psychological impairment is entitled to additional accident benefits, Ontario Licence Appeal Tribunal adjudicator Nick…
Fall risks associated with e-scooters
August 25, 2023 Brittany Sinclair, B.Sc., P.Eng. 30 Forensic EngineeringEditor’s note: This is the first of a two-part series on the biomechanics of rider falls from e-scooters. Part 2 will appear next week. Canada’s capital is in the midst of its fourth electric scooter (or e-scooter) pilot program.…
How inflation’s helping some Canadian P&C companies
August 24, 2023 Philip PoradoInflation, and more specifically efforts by Canada’s central bank and its peers worldwide to curb its impacts, has given something of a boost to property and casualty (P&C) insurers’ balance sheets. Specifically, higher interest rates have expanded fixed income investment…
Is your client covered for pothole damage?
August 18, 2023 by Jason ContantThe City of Toronto’s Saturday launch of its fifth pothole repair blitz this year brings insurance coverage for pothole damage back into the spotlight. In general, pothole damage in Ontario is covered under optional collision or all-perils auto insurance coverage,…
Homes ablaze in West Kelowna, B.C. after overnight wildfire
August 18, 2023 The Canadian PressWEST KELOWNA, B.C. – Homes are currently ablaze in West Kelowna, B.C., after a devastating overnight battle with a wildfire that has already destroyed a significant number of properties. The fire has been “exponentially worse” than expected, says Jason Brolund,…
Thousands of residents around West Kelowna, B.C., on evacuation alert as fire flares
August 17, 2023 The Canadian PressKAMLOOPS, B.C. – Thousands of British Columbia residents around West Kelowna have been warned to be ready to leave on short notice because of a nearby spot fire that charred more than half a square kilometre in just a few…
Adjusters handling early claims from N.W.T. wildfires
August 17, 2023 by Jason ContantInsurance adjusters are preparing for an influx of claims as wildfires continue to burn in Northwest Territories, with the capital city of Yellowknife coming under an evacuation order as the flames are predicted to arrive at the city’s doorstep on…
Winds, heat and lightning trigger concern as two B.C. wildfires surge
August 16, 2023 The Canadian PressVANCOUVER – Wildfire crews in British Columbia are bracing for an incoming weather system expected to bring strong winds and dry lightning by Thursday, but conditions are already flaring in at least two areas of the province. The Regional District…
What’s trending in auto loss combined ratios
August 16, 2023 Philip PoradoSome Canadian auto insurers may be experiencing fewer losses than their U.S. counterparts, a new report from ratings agency Fitch suggested. A mid-year review of U.S. personal auto segment results, based on filings for nine public company insurers that report…
Why AB claim doesn’t clear minor injury guideline hurdle
August 15, 2023 Philip PoradoAn applicant who failed to demonstrate her injuries weren’t minor cannot receive benefits beyond the minor injury guideline (MIG), an adjudicator determined in an Aug. 14 Licence Appeal Tribunal (LAT) decision (Reid v. Aviva General Insurance, 2023 ONLAT 20-015102/AABS – A). The MIG…
What will help reduce farm fire severity?
August 15, 2023 by Jason ContantThe severity of fire losses in the agricultural sector is increasing as Canadian farms get bigger in size and value, but technologies are available to help reduce the frequency of that severity, a farm insurance expert told Canadian Underwriter. In…
Wildfires close evacuation routes out of N.W.T. towns, some being transported by air
August 14, 2023 The Canadian PressFORT SMITH, N.W.T. – Residents of a second town near the Alberta-Northwest Territories boundary were ordered to evacuate to safety Sunday evening due to encroaching wildfires, with a new fire meaning the only route out for one of the communities…