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How low can Ontario auto insurance rates be slashed?

May 24, 2022 by Jason Contant

The Ontario NDP’s proposal to lower auto insurance rates by 40% may be a little high, but a 25% to 30% cut in total premiums is possible, says financial management consultant David Marshall. In its platform released before the upcoming

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News Insurance

Ontario auto: Should employee benefits or auto insurers pay out first?

May 17, 2022 by Jason Contant

If the Ontario Progressive Conservative Party moves ahead with one of its proposed changes to auto insurance, it could result in increased claims costs for auto insurers, or else shift the burden more onto extended (supplementary) health insurance policies, says

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Reduce lawsuits, regulatory burden to improve private auto: report

March 30, 2022 by Jason Contant

Restricting lawsuits to only the most serious auto accident cases is one reform provincial governments in private auto insurance sectors should adopt to improve the cost and value of auto insurance, says financial management consultant David Marshall. Marshall is a

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Insuring catastrophic auto injuries: Recommendations for reform

March 29, 2022 by Jason Contant

Adequate coverage on a no-fault basis for catastrophically injured accident victims is probably the most value that personal injury auto insurance should deliver, says David Marshall, a financial management consultant who has served as a senior advisor to the Government

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News Insurance

David Marshall: How to fix private sector auto insurance

March 24, 2022 by Jason Contant

Editor’s Note: This story has been updated to include comment from Insurance Bureau of Canada   Faulty design features of private-sector auto insurance and excessive government regulation are the main reasons to blame for challenges facing the private-sector auto markets,

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Looking Under the Hood

December 15, 2017 Emily Atkins, Editor

Ontario’s mandatory auto insurance system needs more than a tune-up