Canadian Underwriter

Topic Liability

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Pollution coverage gaps your clients may not know about

May 21, 2021 by Greg Meckbach

The cost of cleaning up after spills of petroleum, oil, or other contaminants may not be covered under your client’s liability or property policy, a managing general agent warns. Many clients are exposed to pollution risk but are not necessarily

News AlbertaEmerging RisksEnvironmentalLiability

Study finds abandoned oil and gas wells place unfair burden on landowners, taxpayers

May 20, 2021 by The Canadian Press

CALGARY – The costs of Alberta’s growing stock of abandoned and inactive oil and gas wells are falling unfairly on landowners and taxpayers, says a report from the University of Calgary. “Landowners have been left behind,” said Braeden Larson of

News BrokersBusiness InterruptionCommercialEmerging RisksInsurersLiabilityRisk Managers

Coverage that you should be discussing with your commercial clients

May 17, 2021 by Adam Malik

Brokers exploring new ways to protect their commercial clients should be making “malicious attack” coverage part of the conversation, a risk expert advises. But it can be a tricky conversation for brokers to have. Clients may think they can’t afford

News ClaimsClaims Canada ArchiveInsurersLiabilityLoss TrendsPersonal Auto

How Intact views auto claims severity during pandemic

May 14, 2021 by Greg Meckbach

The long-tail nature of motor vehicle liability and auto accident benefits claims means a temporary drop in total miles driven due to the pandemic does not necessarily equate to a corresponding drop in premiums for your clients, Intact executives suggest.

News BrokersClaimsInsurersLiabilityProperty

Municipal insurers heading for the exits, broker exec reports

May 11, 2021 by Adam Malik

A decade of sliding down a slippery financial slope has prompted insurers to run for the exits in the municipal insurance line of business. A number of companies have exited the market, with more possibly to follow, leaving brokers with

News AdjustersB.C.ClaimsClaims ProfessionalsInsurersLegalLiabilityPersonal Auto

How these auto reforms could reduce liability exposure for hospitality clients

May 10, 2021 by David Gambrill

B.C.’s move towards a form of no-fault auto insurance could wind up reducing liability exposure for commercial insureds in the hospitality and other high-risk sectors, according to a recent blog by Borden Ladner Gervais LLP. The province’s no-fault amendments came

News ClaimsEmerging RisksInsurersLiabilityPersonal Home

Canadian primary insurers may align with reinsurers’ new communicable disease exclusions

May 10, 2021 by Jason Contant

Canadian insurers may introduce new communicable disease exclusions to harmonize policy language with their revised reinsurance policies, Insurance Bureau of Canada (IBC) said recently.  International reinsurance markets introduced a new communicable diseases exclusion in many countries over the past few

News ClaimsClaims Canada ArchiveClaims ProfessionalsCommercialInsurersLegalLiabilityOntarioRisk Managers

Appeal court ‘vindicates Aviva’ in slip-and-fall lawsuit

May 6, 2021 by Greg Meckbach

Commercial liability clients do not have to settle personal injury lawsuits even if the defendants are perceived as having deep pockets, a recent Court of Appeal for Ontario ruling suggests. “A litigant, or its insurer, even if wealthy, is not

News LiabilityOntarioPropertyRisk Managers

Ontario nursing homes badly prepared for COVID-19 pandemic, auditor general says

April 28, 2021 by Colin Perkel - THE CANADIAN PRESS

TORONTO – Ontario’s nursing homes were woefully unprepared for the onslaught of COVID-19 – the culmination of years of neglect and failure to address known problems, the province’s auditor general said on Wednesday. In a special report, Bonnie Lysyk took

News AlbertaEnvironmentalLiability

Study says easing rules on transfer of unreclaimed oil wells could speed cleanup

April 26, 2021 by The Canadian Press

CALGARY – A report says Alberta should lower regulatory barriers that discourage businesses from reusing abandoned oil and gas wells. The Canada West Foundation and Energy Futures Lab say that could include allowing companies to sell off defunct energy infrastructure

News AlbertaLegalLiability

Alberta bill would protect health workers, care homes from some COVID-19 lawsuits

April 23, 2021 by Dean Bennett – THE CANADIAN PRESS

EDMONTON – Alberta has introduced a bill that would give legal protection to health workers, including long-term care-home operators, facing lawsuits over COVID-19. Richard Gotfried, a United Conservative backbencher, says the proposed legislation offers protection but is not a free

News B.C.ClaimsEnvironmentalLiabilityRisk Managers

Alarms being installed on B.C. river and dam following fatal water release

April 22, 2021 by The Canadian Press

VANCOUVER – An interim public alarm system is being installed on the Cleveland Dam and along the Capilano River in North Vancouver to prevent future deaths from a sudden release of water. Five people fishing on the river last October