Topic Liability
Pandemic lockdowns make the case for pay-as-you-go commercial insurance
April 14, 2021 by David GambrillAuto insurance has introduced pay-as-you-go options for personal clients, but in the era of business shutdowns to prevent the spread of COVID-19, it seems as though commercial lines could use a similar option as well. Brokers in a LinkedIn thread…
Why mom is not liable for son’s traffic collision driving mom’s car
April 12, 2021 by Greg MeckbachWhen a parent says no to a child who wants to drive the car, and the parent does not leave the keys out in the open to be easily found, the child does not in fact have the parent’s consent…
Vehicle repair mishap engages both home and auto insurance: B.C. Court
April 8, 2021 by Greg MeckbachThe Insurance Corporation of British Columbia is partly responsible for paying legal defence costs of a homeowner being sued by a guest who was injured when the homeowner was repairing his classic car. On Aug. 9, 2015, Gary Upton was…
Supreme Court of Canada considers municipal liability in snow removal decisions
April 8, 2021 by Greg MeckbachMunicipalities are not liable for “policy decisions” on matters such as snowplowing, but lawyers disagree on exactly what kind of a “policy decision” could shield a government from liability in a personal injury lawsuit. “Back home in Newfoundland, when there…
Families reach $5.5 million settlement in lawsuit against Quebec long-term care home
April 1, 2021 by Sidhartha Banerjee - THE CANADIAN PRESSMONTREAL – Lawyers for residents and families suing a Montreal-area long-term care home ravaged by the pandemic’s first wave said Wednesday they had reached a $5.5-million settlement with the facility’s owners. The private Residence Herron was among the hardest hit…
OSFI results: The good, the bad, and the ugly for Canada’s P&C industry
March 25, 2021 by David GambrillCOVID-19 last year might have been the end of the world as we know it, to riff on a song by R.E.M., but Canada’s P&C insurance industry is doing fine — financially, at least. After a full year of the…
B.C. pilot study to allow electric kick scooters to operate legally in six cities
March 25, 2021 by Nick Wells - THE CANADIAN PRESSVANCOUVER – A newly approved pilot project will allow electric kick scooters to legally cruise the streets and bike paths of six British Columbia municipalities. Transportation Minister Rob Fleming said Tuesday the pilot project is all about looking at emerging…
U.S.-based MGA expands into Canadian market
March 24, 2021 by Jason ContantA U.S.-based managing general agency (MGA) is expanding into the Canadian market to serve Canada’s growing logistics and cargo industry, the company announced Tuesday. Amwins Specialty Logistic Underwriters (ASLU) specializes in covering complex risk factors of the logistics and cargo…
Hardest-hit businesses call for extension of federal wage, rent
March 24, 2021 by Jordan Press and Joan Bryden - THE CANADIAN PRESSOTTAWA – The federal Liberals are facing calls from some of the hardest-hit businesses in the pandemic to use the coming budget to extend emergency relief programs beyond June, saying many will still need help even as the economy picks…
Plaintiff loses right to sue after slip-and-fall on a sanded sidewalk
March 23, 2021 by Greg MeckbachA recent Supreme Court of Canada decision means a slip-and-fall lawsuit against an Alberta school board is dismissed. Shortly before 9:00 a.m. on Jan. 17, 2013, Angelina Hannam slipped and fell on a sidewalk outside River Heights Elementary School in…
How vaccine rollout impacts commercial risk management
March 22, 2021 by Greg MeckbachIf your commercial clients are bringing more workers back into the office, risk managers might be curious as to whether returning workers have received any of their COVID-19 vaccine shots. But before your clients ask their employees about their vaccine…
Why MGAs are becoming attractive options for investment firms
March 18, 2021 by Jason ContantA United Kingdom-based investment firm has invested CAD$2 million into a Canadian managing general agent — and previews that there’s more to come. Arete Capital Partners announced last week that its investment in Shore Underwriting — which specializes in insurance…