Canadian Underwriter

Topic
Claims


Feature ClaimsClaims Canada

Shifting Sands

July 7, 2019 Jason Contant, Online Editor

Your client’s home falls into a sinkhole — coverage denied, right? How coverage may still apply, depending on a shift in circumstances

Feature ClaimsClaims Canada

The broker’s valuation proposition

July 6, 2019 Kelly Juhasz, President, Canadian Chapter, International Society of Appraisers

How offering appraisal services can increase your client’s satisfaction

News ClaimsInsuranceMarkets / Coverages

How many cyber claims result from human error?

July 3, 2019 by Jason Contant

About three-quarters of cyber claims notified in 2018 to one specialist insurer involved some kind of “easily preventable” human error. “Theft of funds, ransomware, extortion and non-malicious data breaches usually start with a human error or oversight, such as clicking

News ClaimsInsurance

Canada’s road to pre-filled home insurance data

June 27, 2019 by Jason Contant

Where is Canada now on its journey towards using pre-fill data for Canadian home insurance application forms? Step 1 in the process is isolating which questions on the form use data that can be pre-filled. A standard home insurance form

News CatastrophesClaimsInsurance

Can Canadian P&C companies be “too big to fail”?

June 27, 2019 by David Gambrill

If a major disaster such as an earthquake hits Canada, are some Canadian insurance companies simply “too big to fail”? After the financial crisis of 2007-08, the systemic risk of multiple companies going bankrupt following an extreme catastrophe event is

News EngineeringInsurance

The new trend for handling disputed property claims

June 24, 2019 by Greg Meckbach

What happens when your client’s property is damaged and the insurer disagrees with the claimant on how much work is needed to restore it? Some of these claims disputes can result in lawsuits, when the claimant brings the insurer to

News ClaimsInsuranceLegal

Why insurers can expect claims from the Raptors parade

June 21, 2019 by Adam Malik

It won’t surprise at least one lawyer to hear about insurance claims stemming from the Toronto Raptors championship parade. There were plenty of exposures present during the event on June 17, mainly because of a lack of resources available and

News CatastrophesClaimsClaims CanadaClimate Change

Why climate change might be worse than you think

June 21, 2019 by Greg Meckbach

If you are using today’s climate models to predict the frequency and severity of tomorrow’s severe weather, your estimates could be off, suggests a recent convocation speaker at a major Canadian university. Recent unusual patterns in the jet stream are

News ClaimsInsurance

Here are the most common type of travel insurance claims

June 20, 2019 by Jason Contant

Think you don’t need travel insurance? Think again. According to a recent survey conducted on behalf of RBC Insurance, just over one-quarter (26%) of 1,000 Canadians polled have made an insurance claim as a result of something that happened to

News CatastrophesClaimsClaims Canada

Waist-deep flooding hits this prairie city

June 19, 2019 THE CANADIAN PRESS

SWIFT CURRENT, Sask. – People in a small southwestern Saskatchewan city are cleaning up after a sudden dump of rain caused parts of the downtown to be flooded. It’s been dry in Swift Current for months, but that all changed

News ClaimsClaims CanadaLegalLegislation / Regulation

Debate over liability when pedestrian hit on road with no sidewalk

June 19, 2019 by Greg Meckbach

If your client hits a pedestrian while driving slightly faster than the limit in a dark rain storm, does that mean he or she is liable? It depends which judge you ask. Prashant Jadhav was walking down the shoulder of

Feature AdjustersClaims CanadaLegal

Ask the right questions

June 17, 2019 Chloe Mathioudakis, Litigator, Field Law; and Erika Carrasco, Partner, Field Law

Post-marijuana legalization, how will adjusters know if a driver is “intoxicated”?