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Condo flooding liability 101

April 18, 2019 by David Gambrill

You are the owner of a condo unit. The toilet in the condo unit above you overflows, causing water damage to your ceiling and floor. No, your upstairs neighbour does not have to reimburse you for your $1,000 insurance policy

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Flooding fears persist in Quebec town after worst deluge in 48 years

April 17, 2019 THE CANADIAN PRESS

BEAUCEVILLE, Que. – A Quebec town that this week suffered its worst flooding in nearly 50 years is fearing more damage as rain is forecast in the coming days. Officials in Beauceville, about 90 kilometres south of Quebec City, say

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Canada ‘much closer’ to national flood program: IBC

April 2, 2019 by Greg Meckbach

The industry is making progress on getting a national flood insurance program, but a key challenge is getting all provinces, territories and Ottawa to agree on how it should work, the Insurance Bureau of Canada’s CEO suggested Tuesday. Unlike Britain

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Why this insurer does not have to pay additional living expenses for campground fees

March 29, 2019 by Greg Meckbach

An insurance company does not have to pay a flood victim the cost of living in a campground because that client had a pre-booked vacation trip, the British Columbia civil resolution tribunal has ruled. Patrick Strange took the Canadian Northern

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Manitoba’s flood fears ease a bit with dry weather

March 27, 2019 Steve Lambert - THE CANADIAN PRESS

WINNIPEG – Dry weather and a slow melt so far have somewhat eased the flood potential in Manitoba, although it will be a few more weeks until the threat passes. The provincial government says with average to unfavourable weather, the

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Calgary flood protection a provincial election issue

March 25, 2019 Lauren Krugel - THE CANADIAN PRESS

CALGARY – NDP Leader Rachel Notley pledged more flood protection for Calgary on Friday as she and United Conservative rival Jason Kenney accused each other of dithering on another project to help prevent a repeat of the 2013 deluge that

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Manitoba flooding could be worse than 2009

March 19, 2019 Steve Lambert THE CANADIAN PRESS

WINNIPEG – Heavy snowfall in the United States has raised the threat of flooding in Manitoba’s Red River Valley this spring. The Manitoba government says conditions have worsened since its first flood outlook last month. The province says, with average

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Flood victims win lawsuit against neighbour over laneway access

March 18, 2019 by Greg Meckbach

A commercial property owner who was sued for $100,000 by neighbours over water damage is unable to appeal to the Supreme Court of Canada. The top court announced March 14 it is denying Marilyn Marks leave to appeal a Court

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How your client can save money by detecting plumbing problems

March 13, 2019 by Greg Meckbach

Canadian property clients could soon get an insurance discount by installing products from water flow sensing vendor Triple Plus Ltd. Triple Plus recently announced a pilot project in which American clients of Berkshire Hathaway GUARD can get lower property insurance

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How this paperwork accident gave condo dweller stamp collection coverage

March 7, 2019 by Greg Meckbach

For insurance professionals who put together renewal packages, some mistakes are worse than others. A case in point is sending a “quality package” that refers to a different kind of policy, rather than the policy you are renewing for the

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Why some homeowners aren’t buying flood insurance

March 1, 2019 by Greg Meckbach

Overland flood insurance might be easier to sell if homeowners could figure out how vulnerable their properties are. “What would be most useful for homeowners is they would be able to search their postal code or property address and be

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Private flood insurance cited in new emergency management plan

January 28, 2019 by Jason Contant

Federal, provincial and territorial (FPT) governments could “engage the private sector to develop an affordable private flood insurance model for the entire population, including clear incentives for mitigation of flood risks,” says a newly released emergency management strategy. Ministers have