Canadian Underwriter


News ClaimsInsuranceLegal

Court weighs in on approach for deducting accident benefits from tort damages

December 6, 2018 by Jason Contant

An Ontario court has ruled that accident benefits should be deducted from tort damages using a “silo” approach rather than a strict matching (“apples-to-apples”) approach. In a lengthy and complex decision covering a wide variety of legal points, the Court

News InsuranceLegal

Auto insurers’ bitter costs dispute draws rebuke from judge

November 29, 2018 by David Gambrill

A bitter cost dispute between two auto insurers over an abandoned court action has led to a rebuke from a judge, who ordered Wawanesa to pay Dominion its legal fees. In doing so, Ontario Superior Court Justice Darla A. Wilson

News Legal

Landlord sued over $16,000 water leak wins appeal

November 28, 2018 by Greg Meckbach

A major water leak from a Surrey, British Columbia strata unit has spawned debate among judges over whether landlords are liable in such cases. Crystal Thomas was renting a condo unit in Surrey in the summer of 2015. A large

News InsuranceLegislation / Regulation

Court allows trial in case of insurer not following mortgagee’s instructions

November 22, 2018 by David Gambrill

A trial to determine whether The Co-operators was negligent in distributing insurance funds contrary to the instructions of a mortgagee will be allowed to continue, the Ontario Superior Court of Justice has ruled. The court denied a motion for summary

News ConstructionRestoration

Condo deductible dispute arises from 60-gallon flood

November 19, 2018 by Greg Meckbach

When a store on the main floor of a condo building suffered $25,000 in losses from a flood, the strata corporation was on the hook for the $5,000 deductible. The strata corporation tried to recover the $5,000 deductible from a

News Legal

Aviva considers appeal in $3.4-million sexual abuse claims dispute

October 22, 2018 by Greg Meckbach

Aviva Canada is considering whether to seek leave to appeal to the Supreme Court of Canada after the New Brunswick Court of Appeal ruled last week that the insurer must pay a Catholic diocese about $3.4 million towards costs of

News InsuranceLegal

When keeping customer’s car keys is not “custody” of a car

October 21, 2018 by Greg Meckbach

Northbridge has to pay out on a hotel’s liability insurance policy resulting from theft of a guest’s car, the Supreme Court of Canada ruled in a decision released Friday. Lombard, now known as Northbridge, provided both property and liability insurance

News ClaimsLegal

The lengths to which this lawyer went to represent her auto accident victim

October 4, 2018 by Greg Meckbach

The Supreme Court of Canada has refused to hear the appeal of a personal injury lawyer who is out of pocket $30,000 after she tried to prevent a hospital from taking a vehicle accident claimant off life support. The lawyer

News Legal

How this auto claimant won additional pain and suffering damages

October 1, 2018 by Greg Meckbach

The controversial 2017 Saadati ruling from the Supreme Court of Canada was one reason an auto accident victim recently got an increase in pain and suffering damages. In Saadati’s lawsuit, a judge with the Supreme Court of B.C. awarded pain

News InsuranceLegalMarkets / Coverages

Car surfing covered by auto insurance, court finds

September 27, 2018 by David Gambrill

Auto insurance covers “car surfing,” in which a person rides on the top or rear of a moving vehicle, an Ontario court has found. “Car surfing or attaching oneself to a vehicle, while reckless and dangerous, is not a more

News InsuranceLegal

Three product ingredients that could cause large claims

September 13, 2018 by Greg Meckbach

If your client makes or supplies beauty care products, they could face bodily injury lawsuits if certain chemicals are present. The “toxic trio” – dibutyl phthalate (DBP), toluene and formaldehyde – are contained in some nail varnishes, body lotions, fragrances

News ClaimsLegal

Judges disagree on whether this collision was a ‘true accident’

September 11, 2018 by Greg Meckbach

A motorist who is being sued by his passenger after a single-vehicle accident wants his case heard by the Supreme Court of Canada. The issue at hand is whether the single-vehicle crash was a “true accident,” in which nobody can