Topic
Claims
Snowed Under
March 3, 2020 Naomi GrosmanCanada gets a lot of snow. So why is it so difficult to find snowplow insurance in this country?
Quebec broker offers his take on one major advantage of the province’s auto insurance model
March 3, 2020 by Jason ContantWhile Quebec’s auto insurance model offers low bodily injury compensation amounts, it also limits the amount of fraud in the system, a Quebec broker told Canadian Underwriter Monday. In Quebec, the government’s Société de l’assurance automobile du Québec (SAAQ) pays…
Does home insurance cover road rage?
March 2, 2020 by Greg MeckbachIf a client is sued for alleged road rage in Ontario, is coverage for the legal defence the responsibility of the home insurer, auto insurer or both? This question could go to the Supreme Court of Canada if it agrees…
The curious case of whether the home insurance claim had actually been closed
March 2, 2020 by David GambrillThink your client is satisfied with how you handled their claim? Better get that in writing. Almost one year after sending a letter to B.C. homeowners confirming that their $232,000 home insurance claim had been closed, a B.C. insurance company…
Here’s one thing on which Canadian drivers and insurers can agree
February 28, 2020 by Adam MalikCanadians and insurers agree on one thing: Distracted driving is the biggest threat to safe roads. A recent survey by Rates.ca shows that 40% of Canadians think distracted driving is the top cause of car-related deaths, surpassing impaired driving at…
New Supreme Court of Canada guidance on liability for Canadian clients operating overseas
February 28, 2020 by Greg MeckbachIf you place commercial liability insurance for clients with supply chains outside of Canada, be sure and check out Friday’s Supreme Court of Canada ruling in Nevsun Resources Ltd. v. Araya. In its divided ruling, Canada’s top court ruled that…
How many winter storms has Newfoundland already had this season?
February 28, 2020 The Canadian PressST. JOHN’S, N.L. – Newfoundland was gripped by another winter storm Friday, its 22nd of the season. Environment Canada issued advisories and winter storm warnings across the island this morning, mostly for blowing snow especially heavy in the morning that…
The cascading societal effects of insurance flood claims
February 27, 2020 by Adam MalikInsurance flood claims have a much broader societal impact than on just the property and casualty insurance industry alone — which is another reason why it is critical to start adopting flood mitigation and prevention measures now, a climate expert…
The hard part of managing wildfire risk
February 26, 2020 by Greg MeckbachYour clients may be doing all the right things to manage their wildfire risk, but what about the property halfway down the street? “You can have four homes in a row that are perfectly maintained, just the way they are…
One way ICBC will reduce legal costs
February 26, 2020 by Jason ContantThe government of British Columbia has introduced legislative amendments in an effort to reduce costs and speed up motor vehicle claims in the current auto insurance system. The proposed amendments will limit the number of experts and expert reports that…
Privacy commissioners reveal how egregious employee snooping has become
February 25, 2020 by Jason ContantCases of egregious employee “snooping” in Alberta have exploded to the point where some affected individuals won’t even seek health treatment within their communities anymore, the province’s privacy commissioner said at a conference Friday. Jill Clayton, Alberta’s information and privacy…
Coverage dispute from 1999 spoiled food recall finally ends
February 24, 2020 by Greg MeckbachTwenty years after a loss resulting from food getting infested with insects, a commercial client has lost its coverage dispute with St. Paul Fire and Marine Insurance Co. The Supreme Court of Canada announced Thursday it had denied leave to…