Topic
Claims
How carriers are covering travel insurance in the age of coronavirus
March 9, 2020 by Jason ContantCarriers who offer travel insurance are taking different approaches to covering trip cancellations in the wake of the coronavirus (COVID-19) outbreak that claimed its first Canadian victim Monday. Typically, travellers with regular trip cancellation insurance with trips booked before the…
How not to handle a lawsuit alleging historical environmental contamination
March 9, 2020 by Greg MeckbachBrokers wanting to advise commercial clients on pollution liability risk might learn a lesson or two from London Transit Commission v. Eaton Industries (Canada) Company, released this past Friday by the Ontario Superior Court of Justice. London, Ontario’s city bus…
Cause of 2018 Enbridge gas pipeline blast revealed
March 5, 2020 Dan Healing - THE CANADIAN PRESSCALGARY – A delayed inspection and a failure to predict how fast cracks could develop from corrosion are cited in a report describing the cause of an explosion and fire in an Enbridge Inc. natural gas pipeline northeast of Prince…
Supreme Court Orphan Well ruling: the impact on brokers one year later
March 4, 2020 by Greg MeckbachIf you place pollution liability coverage, you could be hearing from banks and lenders concerned about oil and gas producers potentially going bankrupt. Inquiries about environment impairment liability are on the rise for at least one major Canadian brokerage following…
Snowed Under
March 3, 2020 Naomi GrosmanCanada gets a lot of snow. So why is it so difficult to find snowplow insurance in this country?
Quebec broker offers his take on one major advantage of the province’s auto insurance model
March 3, 2020 by Jason ContantWhile Quebec’s auto insurance model offers low bodily injury compensation amounts, it also limits the amount of fraud in the system, a Quebec broker told Canadian Underwriter Monday. In Quebec, the government’s Société de l’assurance automobile du Québec (SAAQ) pays…
Does home insurance cover road rage?
March 2, 2020 by Greg MeckbachIf a client is sued for alleged road rage in Ontario, is coverage for the legal defence the responsibility of the home insurer, auto insurer or both? This question could go to the Supreme Court of Canada if it agrees…
The curious case of whether the home insurance claim had actually been closed
March 2, 2020 by David GambrillThink your client is satisfied with how you handled their claim? Better get that in writing. Almost one year after sending a letter to B.C. homeowners confirming that their $232,000 home insurance claim had been closed, a B.C. insurance company…
Here’s one thing on which Canadian drivers and insurers can agree
February 28, 2020 by Adam MalikCanadians and insurers agree on one thing: Distracted driving is the biggest threat to safe roads. A recent survey by Rates.ca shows that 40% of Canadians think distracted driving is the top cause of car-related deaths, surpassing impaired driving at…
New Supreme Court of Canada guidance on liability for Canadian clients operating overseas
February 28, 2020 by Greg MeckbachIf you place commercial liability insurance for clients with supply chains outside of Canada, be sure and check out Friday’s Supreme Court of Canada ruling in Nevsun Resources Ltd. v. Araya. In its divided ruling, Canada’s top court ruled that…
How many winter storms has Newfoundland already had this season?
February 28, 2020 The Canadian PressST. JOHN’S, N.L. – Newfoundland was gripped by another winter storm Friday, its 22nd of the season. Environment Canada issued advisories and winter storm warnings across the island this morning, mostly for blowing snow especially heavy in the morning that…
The cascading societal effects of insurance flood claims
February 27, 2020 by Adam MalikInsurance flood claims have a much broader societal impact than on just the property and casualty insurance industry alone — which is another reason why it is critical to start adopting flood mitigation and prevention measures now, a climate expert…