Canadian Underwriter

News CatastrophesClaimsRisk

This storm preparation tip is a myth

September 12, 2018 by Greg Meckbach

As Newfoundland gets hit by the remnants of Tropical Storm Gordon and Hurricane Florence threatens the Carolinas, brokers can make a difference in advising homeowners what not to do as nasty weather approaches. “In Canada, there are not many hurricane-type…

News ClaimsLegal

Judges disagree on whether this collision was a ‘true accident’

September 11, 2018 by Greg Meckbach

A motorist who is being sued by his passenger after a single-vehicle accident wants his case heard by the Supreme Court of Canada. The issue at hand is whether the single-vehicle crash was a “true accident,” in which nobody can…

News ClaimsInsuranceMarkets / Coverages

Vancouver’s short-term rental listings drop by half after new rules introduced

September 11, 2018 by The Canadian Press

VANCOUVER – The City of Vancouver says the number of short-term rentals listed online has dropped by almost half since new rules came into effect requiring operators to have a business licence. There are 3,742 active Vancouver listings on sites…

News Climate ChangeInsuranceRestoration

The home insurance exclusion your clients probably don’t know about

September 10, 2018 by Greg Meckbach

Knowing what their property insurance actually covers is a “big missing link” in teaching homeowners how to manage flood risk. “Most people have no idea that you can’t get seepage coverage in most cases,” Cheryl Evans, director of the home…

News EngineeringInsuranceLegal

Did settling soil or sudden water leak cause this home damage?

September 8, 2018 by Greg Meckbach

A disputed home insurance claim could go to trial because the carrier has accessed 22-year-old court records from the claimant’s divorce. In September, 2009, Douglas Cotter noticed the patio along the front of his Penticton, British Columbia home had shifted.…

News CatastrophesClaimsInsurance

Ontario already near $1 billion in insured damage in 2018

September 8, 2018 by Jason Contant

With almost three months left in the year, severe weather in Ontario alone has already caused almost $1 billion in insured damage, Insurance Bureau of Canada (IBC) reported Friday. One of the most recent events occurred Aug. 7, when a…

News ClaimsClimate ChangeInsurance

Top 3 measures to mitigate home flood risk

September 7, 2018 by Greg Meckbach

Your book of business could have lower water losses if you give homeowner clients just three pieces of advice. First, homeowners should figure out whether their home actually has a backwater valve, said Cheryl Evans, director of the home flood…

News Claims

B.C. cancels wildfire state of emergency, thousands still evacuated

September 7, 2018 by The Canadian Press

VICTORIA – The British Columbia government has cancelled the state of emergency it declared in August when hundreds of wildfires engulfed the province. The government says cooler weather and progress in containing the forest fires means the powers granted under…

News CatastrophesClaimsInsurance

Summer storms in this Canadian region cost over $200 million in insured damage

September 6, 2018 by Jason Contant

Summer storms across the Prairies have caused more than $200 million in insured damage so far this year. This brings total weather-related insured damage on the Prairies to $464 million since May 2017. The numbers from Catastrophe Indices and Quantification…

News ClaimsInsuranceLegislation / Regulation

Cannabis legalization raises questions on host liability

September 5, 2018 by Greg Meckbach

The legalization of marijuana next month leaves some key questions for commercial clients who serve alcohol. “What if an individual comes in already smelling of marijuana and the bartender is unsure what their level of impairment is?” asked Mouna Hanna, …

News AdjustersCatastrophes

How carriers envision the future of independent claims adjusters

September 4, 2018 by Greg Meckbach

Despite increased costs of outsourcing claims adjustment, an extreme wind event this past May serves as a reminder that insurers will continue to need independent claims adjusters and brokers should be prepared to field calls from claimants. The future of…

News AdjustersCatastrophes

The absurd effect of commerce law on claims adjusting

September 1, 2018 by Greg Meckbach

It is easier for Canadian insurance companies to bring in adjusters from the United States than to move Canadian adjusters from one province to another, due in part of the North American Free Trade Agreement (NAFTA), speakers said at the…


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