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Feature Claims CanadaInsurance

The obligation to defend additional insureds

June 19, 2018 Talaal Bond, partner, Matthews Abogado LLP

It was snowing heavily on February 8, 2013 when Antonio Carneiro Jr. drove his car downhill on Brock Rd. near Pickering, Ontario. He lost control. His vehicle slid into the path of an oncoming vehicle at the intersection with Whitevale

News Markets / Coverages

Supreme Court rules against city over 2008 hockey riot vandalism

June 12, 2018 The Canadian Press

OTTAWA – The Supreme Court of Canada has ruled against the City of Montreal in a case involving rioters who damaged police vehicles after a 2008 Montreal Canadiens victory. Several police cars were set ablaze and some were destroyed in

News Insurance

The ‘key challenge’ in defending businesses suffering violent attacks

May 31, 2018 by Greg Meckbach

If a violent attack occurs on your business client’s premises, there is a good chance the insurance company will somehow be involved. If a random person walks into a restaurant or retail store “without warning and undertakes some violent criminal

News InsuranceMarkets / Coverages

Bomb threats highlight liability risk of office towers with lax security

May 30, 2018 by Greg Meckbach

In the wake of a threatened bombing in Stratford, Ont., and a restaurant bombing near Toronto, landlords of office towers may want to review their security systems to reduce their risk of liability. In general, owners of multi-tenant buildings have

News InsuranceLegal

Could bombed restaurants be held liable for not mitigating risk?

May 27, 2018 by Greg Meckbach

Restaurant operators face minimal liability risk when customers are injured in bombing attacks, but the risk is extremely low if the attacks are unforeseen and the company does what is “reasonable under the circumstances” to manage risk, an insurance defence

News InsuranceLegal

Supreme Court says garage not liable for teen crash in stolen car

May 11, 2018 The Canadian Press

OTTAWA – A garage owner should not be held responsible for the terrible injuries a teen suffered when he and a friend stole a car from his lot and crashed it in a “tragic set of events,” the Supreme Court

News InsuranceTechnology

Simplifying claims involving automated cars

April 26, 2018 by David Gambrill

Canada’s insurers are developing a framework for insuring automated vehicles that is designed for handling auto claims quickly, regardless of whether tort liability arises from human error or a manufacturing defect in the automated vehicle. “We all know the automated

News InsuranceLegal

Ontario government pushes for limits on waivers of liability

April 9, 2018 by Greg Meckbach

Waivers intended to reduce liability risk for sports and recreation companies should not protect those companies from lawsuits under the Consumer Protection Act, the Ontario government contends. In a ruling released March 28, the Court of Appeal for Ontario overturned

Feature ClaimsLegislation / RegulationTechnology

Up in the Air

April 8, 2018 Sean Tindale, Lawyer, Partner, Hughes Amys LLP

Your client’s liability for negligent drone use is a gray area. Here’s what insurers should consider when assessing the civil liability of drone operators.

News InsuranceLegal

Legal victory for insurers, as appeal court upholds waivers

April 7, 2018 by Greg Meckbach

A recent Court of Appeal for Ontario ruling is “great news” for insurers of sports and recreations clients, such as ski resorts, paintball, and dirt biking, a lawyer told Canadian Underwriter Thursday. In a decision released March 28, the court

News InsuranceLegislation / Regulation

If a truck falls on a mechanic, is that “use” of motor vehicle?

March 27, 2018 by Greg Meckbach

If a mechanic is injured while repairing a truck, does that constitute the “use” of a motor vehicle? The question may be headed to the Supreme Court of Canada. At stake is whether commercial clients may in fact need liability

News InsuranceMarkets / Coverages

How landlords can help you sell tenant insurance

March 26, 2018 by Greg Meckbach

Some landlords are refusing to rent residences to people who do not have tenant’s insurance and some are even trying to use lack of insurance as grounds to evict tenants. “A lot of landlords in this day and age are